Worst Case Scenario: Why Military Life Insurance Matters

Nobody doubts the fact that soldiers need sound military life insurance.  The dangers of the job are painfully obvious to family and friends who try to put on a brave face for the sake of the soldier.  But by carefully considering the worst-case scenario, you can prepare and gain peace of mind in the event of an unexpected death.

“Whenever we say goodbye to Jimmy, we have at the back of our minds the possible consequences.  We try to make his time at home as special as possible, going on as many outings and having as much fun as possible.  When you live on a military base it’s all about seizing the day and making the most of the time you have together.”  Says Jenny, an army wife who has watched her husband come and go more times than she cares to count in the past couple of years.  Military life is not for everyone, the risks and dangers involved can be mind-boggling.  One day you might be enjoying time with your wife and children, and the next you are deployed with no guarantees that you will return.  It’s a high-risk line of work, for you and your family. Your insurance choices should reflect this grim reality.

So, let’s for a moment consider what will happen in the event of your death.  Once your loved ones have been notified, they will have a month (depending on the base and circumstances) to vacate the house.  One army wife, seven months pregnant was forced to vacate her comfortable home after her husband passed away.  “I always knew it could happen, but never considered what it would mean for me and my children.  Luckily, Toby had made many arrangements in the event of his death, including a sizeable military pa insurance policy.  The payout was almost immediate and provided me and my children with enough money to buy a small house and live comfortably until the baby was born.  We still struggle daily, but thanks to the comprehensive military life insurance policy, we know that we will not go hungry or without a home.”

Although nobody likes to think about the worst-case scenario, it must be done!  Even more so if you have a family depending on you.

You won’t need an abacus to work out the long term benefits of a well-organized military life insurance policy.  Many military pa insurance policies pay out immediately, and there is no doubt about the comfort that a large payment will give to our loved ones in the event of your death.  You can start by understanding your current insurance coverage.  What exactly does the army insurance policy cover, and how big are the payments?  If the answers frighten you a bit, it’s time to start looking into private insurance options. Abacus is just one of the many private companies offering soldiers full coverage in the event of death or injury.  There are many more.  A simple search for “military life insurance” brings up a host of options, many of which are very affordable!

If you are a man or woman, and server for your country, then its worth taking the time to ensure the family you might leave behind is financially stable while doing so.  Make an appointment with an insurance consultant to prepare and get your finances in order.  Nobody likes to think about death, but being prepared can give you great peace of mind while you are on active duty.

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