Why to purchase the oriental insurance policy?

Answer to the inquiry:-

The inquiry in the article is to why purchase an oriental insurance policy? What makes a public policy worth customer ownership?

Well, the Oriental Insurance Company functions with a tag line of “Prithvi, Agni, Jal, Akash, sab ki surakhsa Hamare pass” functions as a public sector insurance provider in India. The company client service strength lies in the highly trained workforce, the ultimate coverage options in policy and variety of insurance cover that fulfills the requirements of both urban as well as rural populations.

The below-provided table will demonstrate you the details on various benefits of Oriental insurance policies:-





Janata Personal Accident Policy:-

10 to 80 years (irrespective of gender, occupation and profession)

100{7bd3c7ad8bdfca6261de5ca927cd789e17dbb7ab504f10fcfc6fb045f62ae8d5} compensation in case of death or total permanent disability

100{7bd3c7ad8bdfca6261de5ca927cd789e17dbb7ab504f10fcfc6fb045f62ae8d5} compensation for loss of sight, loss of hand and feet functioning process

The maximum SI offer is up to Rs. 5,00,000/- per person

Premium range options from Rs. 15/- to Rs. 25,000/-.


Personal Accident Policy:-

Age 18 and above

Additional benefits added in this oriental insurance policy like children education funds, reimbursement of transportation, cumulative bonus and discount on family coverage plan

The policy offer accidental cover in situations of accident due to violent, visible and external means resulting to death, TPD or PPD.

Motor Insurance Policy:-

Owner of two wheeler or four wheeler vehicle

Coverage for third party liability

Accidental loss with death coverage

Variety of optional extra ad on premium coverage

Overseas Mediclaim Policy:-

Age above 18 years

The SI available range is from Rs. 50,000 to Rs. 5,00,000.

The overseas cashless benefit is available

Overseas Mediclaim for business, holiday, employment and study



Self owned shop

The Oriental Insurance Policy provides coverage for various calamities that occurs with property that includes fire, house breaking, accident, loss of equipment’s, business loss and loss of electric appliances

The policy includes the risk of terrorism with an additional premium of 0.20{7bd3c7ad8bdfca6261de5ca927cd789e17dbb7ab504f10fcfc6fb045f62ae8d5} with an increased SI of 0.50{7bd3c7ad8bdfca6261de5ca927cd789e17dbb7ab504f10fcfc6fb045f62ae8d5}.

House Holder Insurance Policy:-

Self-owned House

This oriental insurance provides coverage for maximum risk that can occur to property including fire, burglary, loss of equipment’s, baggage loss, all risks, accident and public liability.The Oriental Insurance Company, with a view to catering to both rural and urban population has come with a wide range of insurance plans such as Oriental health insurance plans.

Long-term oriental insurance policy

Terrorism risk covered with additional premium rates

Other oriental insurance policies:-

  • Health insurance

  • Professional policy

  • Business/Traders/Multiperil policy

  • Animal/Bird policy

  • Aviation

  • Marine

  • Private/commercial Motor Vehicle Policy




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