Indian terrains are not cut out for the modern and high powered cars that come with great features. The vehicle that is best suited for the rough Indian terrain and budget is a two wheeler. They are even easier to maintain and drive on the streets. If you happen to own a two-wheeler vehicle, you need to also be prepared for any type of unforeseen event that may put your two-wheeler and you in risk. In case of an accident involving you and a third party vehicle, you will need to pay for the damage of the property and hospitalization of any pedestrian.
And if you are a rash driver who gets thrills from speed, then you need to consider buying a third party motor insurance. Gone are the days when you had to go to the vehicle companies to get your motor insurance, now you can buy the correct plan after you buy motor insurance Online plans .
Also, it is mandatory for anyone to purchase a motor insurance as per the Motor Vehicles Act of 1988. While it is necessary to buy the insurance, some people don’t renew their insurance after a couple of claim free years. And while some people may think that the insurance on the two-wheeler may cause them a bomb and that being an excellent driver is enough to steer clear from accidents, it is not. Accidents have a tendency to happen unannounced and this should be reason enough to buy that insurance.
Moreover, you get a host of benefits from your two-wheeler motor insurance. You are covered from any damage in case of man-made or even a natural calamity. However, to go the extra length for the safety of their two wheelers and themselves, one needs to buy the third party motor insurance as well. It comes with its own benefits which include protection from any damage done by third party vehicle. This insurance protects the two wheeler owners from any unexpected hike in third party liability.
Recent statistics show that despite the motor vehicle insurance being mandatory, almost 70% – 75% people don’t bother to get one after the claim-free days are over. The third party motor insurance also has become mandatory for two-wheelers for a period of three years. This long term third party insurance is helping people be safe on the road. Therefore, you must get a cover soon, but remember to Motor Insurance Premium Calculator.
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