If you’re like most of us, you’ve got some credit card debt that has just piled up too high. Now you’re wondering, how do I fix my credit? Well, instead of making just the minimum payments—Simply don’t pay them anything! Millions of other people are doing just that, so why shouldn’t you? After all, what are they going to do—come and repossess that coat you charged last year?
Wouldn’t It be great if not paying our bills didn’t ruin our credit history? Unfortunately, in the real world you can’t build credit, increase credit score or fix credit problems by not paying your bills. Employers check your score before hiring you or renewing your contract and even cell phone providers will deny service to those who have low or bad credit. You can’t even rent an apartment in many cases if you don’t know how to fix credit problems. You’ll pay higher interest when buying a car or a house and higher utility deposits if your credit score is low because you’re late or behind in your payments.
Fortunately, fixing credit problems isn’t an insurmountable problem. Bad credit repair isn’t always easy but it’s possible and you can start today! You can fix bad credit and even raise credit scores if you know how to negotiate with your credit card issuers. They will work with you–and in some cases even reduce the amount that you owe them—if you’re honest about your situation.
If you’re overwhelmed with credit card debt and wondering “how can I repair my credit?” you’ll be happy to know that there are proven and tested solutions to your problems! You really can settle, re-negotiate or lower your interest rates. Remember, the credit card issuers are the ones over the barrel here—you hold all the cards.
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