Helmet Laws Fl Information

Fl Motorcycle Helmet Law

The Florida motorcycle helmet law was amended in two thousand to let some riders to choose not to wear a motorcycle helmet. Under the modified law, a rider may forgo wearing a helmet if he or she is 21 or older and demonstrates insurance coverage of at least $10,000 in benefits for motorcycle accident-related injuries. Passengers of bikes may also choose not to wear a helmet as long as they are twenty-one or older and have the baseline $10,000 coverage. Passengers don’t need to be separately insured if they’re covered under the driver’s policy – as with family policies – but they do need coverage.

Law Enforcement Needs

health insurance plans may already include this in coverage, but because the law remits a level of coverage, motorbike drivers need to carry with them proof of that coverage amount. If the dollar amount is not mentioned on one’s evidence of insurance, insurance companies can provide a Certificate of Coverage to motorbike riders who wish not to wear helmets. If a rider is stopped by law enforcement and their evidence of insurance does not show the minimum $10,000 coverage, the rider may be ticketed. The ticket is thought of as a noncriminal traffic infraction.

Not all motorcycle helmets are valid. The Florida Department of highway Safety and Motor cars keeps a catalogue of helmets that have met their wants.

Effect of the Change in Law

the nation’s highway Traffic Safety Administration completed a study comparing motorbike injuries from before and after the Florida bike helmet law took effect in two thousand. The report noted that between 2001 and 2003, motorcyclist deaths increased 81%. The actual number of deaths was seriously higher than the expected number of deaths. The NHTSA report further said that,’Florida crash reports also indicated that helmet use dropped visibly among riders under age twenty-one, who were still covered by the law. Fatal injuries in this group nearly tripled in the 3 years after the law change.’ A causal connection cannot be stated for certain, but the numbers are definitely stark.

Crash-related head injuries are the premiere reason for death among riders who don’t wear helmets. The NHTSA guesses that helmets scale back the chance of death by 37%. Other research has demonstrated similar results. Approved helmets also defend against dire brain injuries, another of the leading injuries suffered by motorcyclists. The resistance to universal helmet laws often confirm that helmets increase head mass and lead to more neck and spinal injuries. More than a dozen studies have refuted this claim, showing that helmet use does not lead to an increase in spinal injuries.

private freedom

The issue boils down to private choice. A universal bike helmet law, requiring 100 percent of riders to wear helmets at every point, may save lives and decrease injury, but many of us still view it as a violation on their freedoms. A law providing exemptions for those over 21 and given a specific quantity of coverage is a halfway measure that addresses this concern, though there may be further-reaching implications. Should Florida protect its citizens from themselves by mandating helmet use, even against citizens’ will? Eventually, that is the philosophical root of the controversy.

We have many more Auto Insurance Help Articles Now Available.