Finding Car Insurance For 17 Year Olds
It is usually quite easy to find car insurance for 17 year olds, but it can be pricey. There are things you can do to reduce the cost of the premiums and the internet is a great place to start looking.
It is ironic that young people and students are perpetually strapped for cash, yet they have to pay the most car insurance. It seems unfair but it is due to the fact that inexperienced drivers are far more likely to have a car accident than experienced drivers so, on average, they cost the insurance company more. If you’re 17 you might find it difficult to pay for your car insurance but there are a few things you can do to make sure you’re paying the lowest rates possible.
When it comes to car insurance for 17 year olds, the model of car you drive will greatly influence your premiums, as it does with all young drivers. If you’re thinking of choosing a car, going for the most basic, low-speed model that will get you from A to B will help you bring the cost of your insurance down. Where you store your vehicle will also impact on your premiums. If you keep your car in a garage, it is going to be much safer than one out on the street.
Aside from these practical issues, there is a limited amount you can do before you have passed your test. When you have a full licence, however, there is another course of lessons you can take called Pass Plus. This teaches you advanced driving skills, such as how to travel on motorways safely, and will help bring your insurance costs down with most companies.
Although it sounds unfair, car insurance for 17 year olds is a lot cheaper if you are female. Young male drivers have a higher accident rate in their first three years behind the wheel so have to pay higher premiums. If you are a woman, it might be worth considering a women-only insurance company as they claim to charge women cheaper premiums.
Ultimately, you only have a limited amount of control over your practical circumstances. Whatever they may be, the best way of cutting down your insurance costs is to shop around. The internet has made buying car insurance incredibly easy as you now have access to hundreds of policies in a few seconds.
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