Finding an Apartment in Miami With a Broken Lease, Felony Or Bad Credit

If you are looking for an apartment in Miami and have a broken lease, bad credit or a felony, it can be frustrating if you do not know what to do. The following neighborhoods in Miami do have apartments that can work with you:

  • Little Havana
  • Downtown
  • Edgewater
  • Design District
  • Fashion District

……and many more areas.

The city’s high rise beach apartments are also world-renowned because of the scenery that they afford. But Miami apartments also do qualify prospective applicants through a series of checks. These checks include credit, rental history and criminal background checks. There is therefore a demand for information pertaining to how to rent an apartment in Miami if one has tarnished credit, a spotty rental history such as a broken lease and/ or a felony, misdemeanor or bankruptcy.

Things to know before renting

One of the main points to note before applying for an apartment in Miami is that credit checks are conducted via all three of the major credit bureaus. This means that bad credit may result in an automatic denial. One step that an applicant can take is to ensure that they know their credit rating and make a concerted effort to fix whatever anomalies that are therein.

Miami apartments also check rental history via such databases as SafeRent. These databases are repositories for all rental history that an applicant might have and they also contain information pertaining to any monies that the applicant owes to other apartments. They also contain information on any broken lease that the applicant might have.

Steps to take to be approved

We mentioned one of the steps already; knowing one’s credit score and scrutinizing it for errors and anomalies. Then one has to make an attempt to fix whatever errors that they might have. This has the desired result of raising one’s credit score exponentially.

The other step one can take is to ensure that they know which apartments to apply to. Many people waste money, gas, energy and precious time walking from apartment to apartment only to be told the same thing. This ends up being a thoroughly frustrating effort. To avoid this, one can go straight to the apartments that are either very lenient, or those that have clearly stated that they are willing to work with people who have credit issues. The challenge off course, is finding exactly where they are…….

Organizing one’s paperwork is also crucial because even after locating where these apartments are, one needs to walk into the leasing office armed with the right information. Even apartments that are willing to work with you will require certain information such as employment verification.

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