If you’re one of the thousands of people out there that have bad credit and you don’t know what to do, you don’t have to worry because it isn’t the end of the world. Many people get caught up in their finances and it causes a lot of stress and I tell people that money isn’t everything.
What you want to look at is your health, your friends and family. This is something that money will never be able to buy. Let’s think about this one for a second. Can you buy friends? No. I know money buys you a house, car, etc but when it comes down to your credit, let’s follow a few steps. We have many more Credit Repair Articles Now Available.
1. The first thing we want to do is apply for a secured credit card. This will help you improve your credit and 99% of these people get approved for the card they need. The bank will ask for a deposit and this will act your credit limit. If you don’t pay off your card, they can dip into your deposit.
2. The second thing we want to do is look at your finances. What kind of bills do you have? How are you going to pay them? If you can pay at least the minimums on each bill, you’re going to be fine for now but if you can’t, you may want to look into professional help or get tips online.
3. When in debt, money solves everything and if you can’t pay the bills, you may need to get a second job. Remember that no job is beneath you and I don’t care what you hear in the news, there are always jobs out there. In fact, I was watching a news report the other day and there are 4 million people out there without jobs and there are 3 million jobs looking to be filled. What is wrong with this picture? Stop blaming the media for not finding a job and get on a hunt. If you don’t have an education, a $30/hr factory job is a thing of the past. You’re going to find a skill and stick with it because if you don’t have one, you’re looking a minimum wage job the rest of your life.
I don’t mean to sound harsh but so many people blame everyone but themselves. If you’re working a lousy job, who’s fault is that? Is your doctor working that job because he just walked in and applied for it? No! He went to school for years and it paid off and now he’s making six figures. You can do the same thing when it comes to jobs and if you can get off your feet, learn a skill and create a business, you’ll do great in this world.
Solving debt and rebuilding your credit takes these steps. You’ll want to pay off your bills as quick as possible, never miss a payment and make money. Follow these golden rules and you’ll do just fine in life. We have many more Credit Repair Articles Now Available.