Bajaj Allianz General Insurance is one of leading private non life insurance companies in India. It is also known as finest in insurance service providers.
Bajaj Allianz offers wide range of health insurance to individual and families for their health care needs. The insurance plans are offered by the company such as Health Guard, Personal Guard, Hospital Cash, Critical Illness, Silver Health, E-Opinion, Star Package, Health Insure, Insta Insure, Sankat Mochan, Family Floater HG, Tax Gain, Extra Care, etc. Each of plan is special in it’s class which fullfills the customers different needs for healthcare. Additionally, it offers very competitive rates for their health insurance plans that suits to every individuals budget.
These plans provide adequate health coverage to the insured for any sickness, illness and injuries. It covers hospitalization expenses such as room rent, boarding expenses, doctors fees, surgeon fees, specialist fees, anesthetists, nursing expenses, anesthesia, exportation theatre charges, ICU charges, cost of medicines and drugs, blood, oxygen, diagnostic cost, surgical appliances, pacemaker, artificial limbs, etc.
Pre and post hospitalization expenses are covered for medical treatment up to 60 days prior to hospitalization and 90 days after hospitalization. The pre-existing diseases can be covered after 4 continuous policy years. In the event of emergency, the cover is also provided for ambulance charges.
Critical illness insurance covers life threatening illnesses such as cancer, stroke, paralysis, multiple sclerosis, kidney failure and many more.
The age criteria is different for different plans. There are various sum insured ranges available for the customers to choose from. The family discount is provided on premium rates.
Bajaj Allianz Health Insurance offers cashless hospitalization service in over more than 2400 network hospitals across India. The cumulative bonus is provided on sum insured for every claim free year. It also offers income tax benefit on the premium paid under section 80D of the Income Tax Act,1961.
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